Credit Card Processing Made Easy

Advansys ePayments is the simplest and cheapest way to accept credit and debit card payments online. All that's needed to use the ePayment Gateway is a Merchant Account from any major UK acquiring bank. Advansys ePayments is closely integrated into the Advansys ecommerce platform resulting in a single point of contact for any queries without the need to get other third parties involved saving time and money.

Supported Credit Cards

ePayments supports the online processing of the following card types:

Supported Card Schemes
Mastercard
VISA
VISA Delta
VISA Purchasing
Switch/Maestro*
Solo
American Express (Optional)
Diners Club (Optional)
VISA Electron (Optional)
GE Capital (Optional)
Laser (Optional)


* UK Co-branded Switch Maestro cards are fully supported. UK and International Maestro branded only cards require enrollment in 3D Secure. Please note the type of cards you can accept is dependent upon your merchant account.


Payment Gateway Main Features

ePayments has the following main features:

Payment Gateway Features
Virtual Terminal
Inline solution
Funds - when will I get them?
Transaction Request Summary
Transaction Request Results
Transaction Request Responses
Transaction Management
Daily Summary Report
Monthly Summary Report
Fraud Screening (standard)
Fraud Screening (standard)
Fraud Screening (additional)
Fraud Screening (additional)
PCI DSS Compliant


Supported Acquiring Banks

Advansys ePayments supports all major UK acquiring banks, namely:

  • Barclaycard Merchant Services
  • HSBC
  • Lloyds TSB
  • NatWest
  • Royal Bank of Scotland
  • Bank of Scotland

To use the payment gateway you simply need to obtain a merchant account merchant id with one of the above banks. Advansys can assist in this process if required.

ePayments Payment Gateway Pricing

Advansys ePayments is an affordable "inline" payment processing gateway consisting of two elements; a monthly service fee and a low fixed rate cost per transaction processed. Unlike other payment gateway solutions we do not charge based on a percentage of the transaction amount.

ePayments Pricing Cost
Service Fee (per month) £20
Transaction charge (per authorisation) 20p
Amex, Electron, Diners, GE Capital, Laser (per card type per month) £10
Additional currency (per month) £5
3D secure setup (one off) £100
3D secure integration for ePayments £195


All rates are based on GBP currency processing. ePayments supports payments in up to 120 currencies worldwide with settlement available in 13 currencies.

3D Secure Explained

Advansys has put together a guide to 3D Secure which explains the issues that need to be addressed by all merchants processing card transactions. Changes came into effect on 01 July 2007 for Maestro credit cards so its important for merchants to ensure compliancy.

For more information on payment gateways contact us

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- Paul Gurnell - GlaxoSmithKline -

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